Tuesday, November 26, 2019

Questionnaire on CSP Essay Example

Questionnaire on CSP Essay Example Questionnaire on CSP Essay Questionnaire on CSP Essay Questionnaire on CSP BY swati09061990 Questionnaire Dear respondent, As a part of MBA curriculum, I am conducting a study on . You are requested to please cooperate by providing relevant information. I assure you that information will be kept confidential and will be used for study purpose only. Thank you Name What is your occupation? Government employee Semi Government employee Working in MNC Other institutions and Corporate A. Do you have a salary account (CSP)? Yes No B. If yes, in which bank you are maintaining your salary account? SBI Bank sank Other nationalised banks Deutsche Bank Axis Bank Other C. Why you opted a particular bank for opening salary account ? My hr department told me to open in a particular banks branch Already maintained account before joining the service Bank/branch is nearer to my office Bank/branch approached me to open an account D. Does your bank provide you zero balance facility? E. Does your bank provide you an overdraft facility through your salary account? If yes, than for how much time 1 month 2 month 3 montn According to the requirement F. Is there any facility of maintaining the same account number even if you have ransferred your account to any other branch? G. What is the maximum cash withdrawal per day from your ATM? 100000 H. If applied for Car/Housing loan, what were the rates of EMI provided? Did you find High Low l. Do you have free internet banking? J. Have your bank provided you any free insurance facility with your salary account? K. Do you have free mobile banking? L. How would you rate the overall quality of your relationship with SBI for CSP considering all of your experiences with them? Would you say it is? Very Good Fair Poor M. In the case of suitability of CSP, which bank would you prefer? ICICI Others (Name N. Do you feel that your bank/branch gives you more attention than any other customer? Yes Hasnt felt the difference O. Are you aware about all the advantages of your CSP account? Yes P. Do you have any instrument/card/pass book/cheque book etc. which indicates that you have CSP account (privileged that you have more powerful account than any other account) Yes Have not recognised the difference Q. Transacting through net banking/ATM , have you observed that your bank gives ou special attention/welcome for maintaining CSP? Yes No answer R. Are you getting concession from your bank in any credit facility? Yes On Demand S. Which advantage of your salary account you rate on top ? Credit facility Services Concessions T. And, in case of long term which bank would you choose? otners (Name U. Do you agree with the after services provided by SBI for CSP are best as compared to other banks? Strongly Agree Agree Disagree Strongly Disagree V. Which bank would you recommend to your corporate friends for CSP? ICICI THANKYOU

Saturday, November 23, 2019

Pierre Curie - Biography and Achievements

Pierre Curie - Biography and Achievements Pierre Curie was a French physicist, physical chemist, and Nobel laureate. Most people are familiar with his wifes accomplishments (Marie Curie), yet dont realize the importance of Pierres work. He pioneered scientific research in the fields of magnetism, radioactivity, piezoelectricity, and crystallography. Heres a brief biography of this famous scientist and a list of his most notable achievements. Birth: May 15, 1859 in Paris, France, son of Eugene Curie and Sophie-Claire Depouilly Curie Death: April 19, 1906 in Paris, France in a street accident. Pierre was crossing a street in the rain, slipped, and fell under a horse-drawn cart. He died instantly from a skull fracture when a wheel ran over his head. It is said Pierre tended to be absent-minded and unaware of his surroundings when he was thinking. Claim to Fame: Pierre Curie and his wife  Marie  shared half the 1903 Nobel Prize in Physics with Henri Becquerel for their research into radiation.Pierre also received the Davy Medal in 1903. He was awarded the Matteucci Medal in 1904 and the Elliot Cresson Medal in 1909 (posthumously).Pierre and Marie also discovered the elements  radium  and  polonium.He also co-discovered the piezoelectric effect with his brother Jacques. The piezoelectric effect is where compressed crystals give off an electric field. In addition, Pierre and Jacques found crystals could deform when subjected to an electrical field. They invented the Piezoelectric Quartz Electrometer to aid in their investigations.Pierre developed a scientific instrument called the Curie Scale so that he might take accurate data.For his doctoral research, Pierre examined magnetism. He formulated a description of the relationship between temperature and magnetism that became known as Curies law, which uses a constant known as the Curie constant. He found there was a critical temperature above which ferromagnetic materials lose their behavior. That transition temperature is known as the Curie point. Pierres magnetism research is considered among his greatest contributions to science. Pierre Curie was a brilliant physicist. He is considered one of the founders of the field of modern physics.Pierre proposed the Curie Dissymmetry Principle, which states that a physical effect cannot have dissymmetry separate from its cause.The element curium, atomic number 96, is named in honor of Pierre and Marie Curie.Pierre and his student were the first to discover nuclear energy from heat emitted by radium. He observed radioactive particles might carry a positive, negative, or neutral charge. More Facts About Pierre Curie Pierres father, a doctor, provided his early education. Pierre earned a math degree at age 16 and had completed the requirements for a higher degree by age 18. He could not immediately afford to pursue his doctorate, so he worked as a lab instructor.Pierres friend, physicist Jozef Wierusz-Kowalski, introduced him to Marie Sklodowska. Marie became Pierres lab assistant and student. The first time Pierre proposed to Marie, she refused him, eventually agreeing to marry him on July 26, 1895.Pierre and Marie were the first to use the word radioactivity. A unit used to measure radioactivity, the Curie, is named in honor of either Marie or Pierre or both of them (a point of argument among historians).Pierre was interested in the paranormal, as he believed it might help him understand physics better and especially magnetism. He read books on spiritualism and attended seances, viewing them as scientific experiments. He took careful notes and measurements, concluding some phenomena he witnesse d did not appear to be faked and could not be explained. Pierre and Maries daughter Irene and son-in-law Frederic Joliot-Curie were physicists who studied radioactivity and also received Nobel prizes. The other daughter, Eve, was the only member of the family who was not a physicist. Eve wrote a biography about her mother, Marie. Pierre and Maries granddaughter Helene is a nuclear physics professor and grandson Pierre is a biochemist. Their parents were Irene and Frederic Joliot-Curie.  Pierre Joliot is named for Pierre Curie.

Thursday, November 21, 2019

News letter Assignment Example | Topics and Well Written Essays - 500 words

News letter - Assignment Example To be clear, it is the individual’s mental state, not the method, which counts towards attaining ASC. Still, for the sake of discussion, below are the methods that aid in altering the state of consciousness. 1. Relaxation – This involves free or unrestrained body movements. Unrestrained movements are believed to reflect free emotional expression. It is also believed that muscular blocks causes repression. 2. Massage – This is used for stress-related behavior disorders. It is believed to have an impact on the consciousness. The assumption believes that behavior is manifested in the physical body. Body structure is influenced by attitude. Changes in muscle thickness and length are also caused by emotions. 3. Dance – Every dance is believed to have an impact on consciousness as well. Special dances like the Tai Chi Ch’uan of China and the Sufi dance are thought to promote physical and mental health, and facilitate alteration of consciousness. 5. Breathing - Deep breathing aids in relaxation due to its rhythm’s connection with the mind. Its rhythm is dependent on the state of consciousness. Breathing control also allows an individual to control the mind.. 6. Expressive Techniques – Allowing expression of anger in controlled environment (anger therapy) also aids in relaxation and tension release (Grosklags, 2006, p 47). However, it has to be done with caution as overdoing it could result in more aggressive behavior due to more negative emotions. The second set of methods involves two social activities. The first one is the manipulation of social factors. This method involves total withdrawal from society and change in social functioning (McKay, 2006, p 21). The second method is alteration of social relationships. It is said that when people interact, there is a potential growth (McKay, 2006, p 23). From this viewpoint, maladjustment or suffering could result in greater maturity or development in the end. Changes in social values can aid in

Tuesday, November 19, 2019

Selected Motets by Josquin Essay Example | Topics and Well Written Essays - 2250 words

Selected Motets by Josquin - Essay Example Josquin probably born in France across the border from Hainaut (modern day Belgium) which then belonged to the Holy Roman Empire. According to the article "Josquin des Prez" which was written by Lora Matthews and Paul Merkley, and was published in The Journal Of Musicology, Summer 1998, "des Prez" was a nickname, and Josquin's family name was "Lebloitte". Josquin was often identified as a singer in the Cathedral of Milan in 1459 (Josquin des Pres 1), however, recent information reveals that Josquin did not go to Italy until the early 1480s (Josquin des Prez 3) Some records state that he became a choirboy in the collegiate church of Saint Quentin. His very first lessons in counterpoint were probably given by Johannes Ockeghem, whom he greatly admired throughout his lifetime. This experienced at Saint Quentin are thought to be the composer's foundation of his later connections with French Royal Chapel (Josquin des Pres 4). Josquin's first definite record of employment reveals that he was a singer at the chapel of Rene, Duke of Anjou in Aix-en Province. Scholars speculate that he may have transferred to Paris along with the rest of the chapel in 1948. Josquin became a member of the papal choir under Pope Innocent VIII. He spent the late 1490s in France probably in the service of Louis XII and probably stayed there until 1503 when Duke Ercole I of Ferrara hired him for the chapel there. Josquin was then forced to return to Italy (Josquin des Prez 5). During his stay in Ferrara, Josquin wrote his more famous pieces such as the Missa Hercules Dux Ferrariae and the setting of Misserere, Psalm 50, for five voices, widely acknowledged as one of his masterpieces. However, his stay in Ferrara lasted only for a year as he went to his hometown in Conde to evade the outbreak of the plague. He reaped immense fame in his hometown until his death in 1521 (Josquin des Prez 6). His Compositions Josquin's works include a variety of musical compositions ranging from masses, mass fragments, motets and chansons. From the list of his work, we can say that he is a prolific composer as he was able to write 19 masses, seven mass fragments, 60 motets, and 66 chansons (Josquin des Prez 7). Selected Motets A motet is a polyphonic composition based on a plain song. In fact, the Latin word for motet describes the movement of the different voices against one another. According to Margaret Bent (1997), "'a piece of music in several parts with words' is as precise a definition of the motet as will serve from the thirteenth to the late sixteenth century and beyond. This is actually very close to one of the earliest descriptions we have, that of the late thirteenth-century theorist Johannes de Grocheio (qtd. in Motet 2)." Ave Verum Josquin's motet, Ave Verum is typically used in the Holy Communion and Feasts of the Blessed Sacrament. As with his other musical compositions, this motet was written in Latin text (Ave Verum1). Analysis Set in three voices rooted in the traditional Gregorian communion hymn, this motet "paraphrases

Sunday, November 17, 2019

Gas and Soft Drinks Essay Example for Free

Gas and Soft Drinks Essay 1- That would be inelastic. Even though people gripe about the rising prices, that doesnt stop people from stopping by the gas pumps to fill up. Elastic is more like candy bars or soda; if priced at 50 cents, there will be high demand, but if the price rises to 2 dollars, the demand will go down. Because there are many alternative brands for Coca Cola that have more or less the same taste. When the price of coca cola rises, demand decreases because consumers will find alternative brands that taste the same but at a lower price, therefore demand is elastic. Demand for soft drink as a whole is inelastic because whether or not the price increases/decreases, demand would not decrease/increase by a whole lot, since its the consumers preferred choice of drinks (just like milk is inelastic). Just because the price increases, doesnt mean that consumers will start to drink water all the time, theyll just drink less amounts of soft drink than usual (and vice versa). Elastic means by increasing the price, the demand for that product decreases as well. For example when the price of lamb increases, people will shift to chicken. We say the demand for lamb is elastic. Inelastic means, no matter how much the price changes, people still use it and the demand doesnt change a lot. Same as your example, Although the oil price increases, but the demand for oil didnd decrease. 2-petrol is also sold from especialy designed petrol pumps which costly to buld and operate . in the other hand coke and soft carbonated drinks is sold everywhere and can be sold to anyway and any gae. patrol selling you must be an adult and hold a drivers licience . Gas in the long term has higher elasticity of demand. meaning since in short term people do not have much choice,so they consume whatever is available at whatever price. 3- the coke is advertosed on over hundered tv channels around the world and it is the best known trademark in the world is sold in about one hundred and forty countries to 5. 8 billion people in eight different languguages . The cross price elasity of demand would be for the coca cola since the demand for it is growing A third example of cross-price elasticity is between Coke and Pepsi. If the price of Coke increases by 10%, then the demand for Pepsi will increase by 20%. This results in a cross price elasticity between the two of 2. Like the example above, these two would be substitues since the cross-price elasticity is greater than zero. http://mbaecon. wikispaces. com/file/view/cross_2. gif/30502983/cross_2. gif.

Thursday, November 14, 2019

Sexually Transmitted Diseases :: Essays Papers

Sexually Transmitted Diseases Perhaps the most prominently clashing border in the world is where the world’s super power lays beside a depressed country. The United States and Mexico has formed a very unique border culture where opposites must live together. The border stretching nearly two thousand miles is increasing in growth causing the already prevalent problems of drought, unemployment, pollution and peso devaluation only to engrave themselves deeper into Mexican culture. Now sexually transmitted diseases have added to the complicated web along the border. Sexually transmitted diseases are a threat that faces women of any ethnicity. Even with the increasing number of the various forms of contraception, venereal diseases are still abundant. In the United States, awareness programs implemented in schools and health clinics have produced an increase in having protected sex and therefore a decrease in sexually transmitted diseases. The success has been phenomenal and it has been proven that educat ion is the key for a healthier population. Unfortunately, Mexico has taken nearly the opposite effect. Faced with economic depression, Mexican women are battling teen pregnancy, venereal diseases and HIV infection at an alarmingly higher rate than the U.S. Mexican women have a lack of resources to help them understand the diseases, sexual awareness programs are scarce and ignorance is to blame. Ultimately, it narrows on two causes: the fact that Mexico is poverty-stricken and the cultural beliefs concerning condom use and family planning. The epitome of the American super power versus Mexican’s depressant state is the formation of the maquiladoras in Mexico. Maquiladoras are â€Å"American owned plants that depend on the nimble fingers for rapid assembly of parts that are shipped back to the U.S. (Carnegie Corporation 2)." Parts such as toys, sunglasses, garage door openers are assembled daily. It is advantageous for the U.S. because tiny, cumbersome, tedious work is accomplished by cheap labor. It can be argued that it is advantageous for Mexico as well in the sense that it provides thousands of jobs, but women in the maquilas are sexually harassed, depressed and taken advantaged of. While this report does not focus on the maquiladoras, their behavior must be examined because it is these factories that define and represent the border. Generally, maquila workers have less education, averaging a total of 7.3 schooling years, a low income, averaging $1.

Tuesday, November 12, 2019

Business Ethics and Corporate Social Responsibility Essay

The United States has several laws that are intended to further fair, balanced, and competitive practices. I do feel that these laws are effective in many ways. Some of those ways I will pin point in the next few paragraphs. These laws include some major concepts of law. Some of these major concepts include torts, contracts, property transactions, patents, trademarks, copyrights, and bankruptcy. These laws were made to protect the integrity of businesses, help people to maintain their business, help employees to maintain a safe work place, and make sure that there is the least amount of issues legally if possible. These business laws were set into place to prevent more than just economic issues with monopolization or CEO’s and employees becoming wealthy by illegal activity. Within these laws, there is an abundance of detail entailed; however I am aiming to give you a basic, general understanding of what some of these laws are and why they do work for the most part. Some of the se reasons that I will speak of will be to inform you how these laws help the protection of environment through environmental regulations, laws on finances to help abolish as much debt in a business as possible, and laws that concern the employment and labor in businesses that were set to serve and protect the people and the work they do for companies, their safety and a company’s safety, and also help to maintain the legality of businesses ran across the United States. Even though some laws do vary by international, statutory, administrative, and common laws, this is a partial overview of the some major concepts of business law. Environmental Laws Environmentally laws help in so many ways. Even though we can’t stop all the pollution or destruction of priceless property that consists of ecosystems that are becoming close to extinction we do have laws that are in place to stop the mass majority of the abomination of such beautiful areas. These laws that are set are also to stop demolishing our own water and air supply and prevent people from getting illness caused by chemicals that are airborne or in water lined from dumping. Some of these laws include the Clean Air Act and the Clean Water Act. The Clean Air Act (CAA) is the comprehensive federal law that regulates air emissions from stationary and mobile sources. Among other things, this law authorizes EPA to establish National Ambient Air Quality Standards (NAAQS) to protect public health and public welfare and to regulate emissions of hazardous air pollutants. (EPA, January 19th, 2014) This is placed as a law or regulation to help us to stay safe as well as a company. Can you imagine the other health concerns that could arise if there were no limitations specified or guidelines to follow? Many companies had ignored these laws in the past, and created sickness in people that underwent extensive procedures and the disease was deemed incurable. People every day die from environmental factors and this prevents even more illness from accompanying outside people and employees as well as internal employees. The vehicles that these companies use contain many toxins that go into the air we breathe. With this law there is an emission standard that is commonly referred to as â€Å"MACT†. Maximum achievable control technology is a standard that determines if there is any risk that exists and if so the necessary risks will be addressed. The Clean Water Act (CWA) establishes the basic structure for regulating discharges of pollutants into the waters of the United States and regulating quality standards for surface waters. The basis of the CWA was enacte d in 1948 and was called the Federal Water Pollution Control Act, but the Act was significantly reorganized and expanded in 1972. â€Å"Clean Water Act† became the Act’s common name with amendments in 1972. (EPA, January 19th, 2014) Here is another example on how the rules and regulations help many of us. Not just being fair to a company but also its surrounding environment consisting of people, animals, and natural elements and plant life. There now has to be permits called NPDES (National Pollutant Discharge Elimination System) that are obtained before any dumping in any surface water whether it is industrial, municipal, or  other facilities. There are also other offices that handle other areas of pollution control such as our drinking water is controlled by the OW, the Office of Water. These people unsure we have clean and safe drinking water. Bankruptcy Laws Another area that I feel laws and regulations serve people and companies a great deal of fairness is on the financial frontlines. There are areas where you can have issues dealing with your financial responsibilities and your endeavors of starting your own company just didn’t pan out as well as all would have hoped. When a situation such as this comes to light, you simply take matters to a larger level and claim bankruptcy. There are different types of bankruptcy so there are possibilities of restructuring your company or even a complete over haul on your debt disappearing. This all depends on what chapter you would like to file. I personally would never want to claim bankruptcy, but I don’t think anyone really wants to claim, some people just don’t have a choice. There are three most commonly known bankruptcy forms that are used Chapter 7, Chapter 11, and Chapter 13. Each one differs from the other a little bit, but it pretty much depends on your intention on yo ur financial situation. Chapter 7 allows the debtor to sell nonexempt property and the monies allotted from the sale pay the creditors which in turn the claim is settled permanently and the rest of money earned from that point on is now the debtors including any exempt property. In Chapter 11, this type of bankruptcy allows a period of time for the debtor to reorganize and reestablish their financial responsibilities. This is usually the chapter mostly chosen by larger companies in order to modify structures within their financial team. This is used to nullify the burden of debt payments. The last Chapter is mainly for individuals who have regular employment and incomes but are unable to pay their creditors and come to an agreement on a new payment plan between the debtor and the creditor. Chapter 13 bankruptcy is a negotiation to help consolidate. I feel this helps continue growth for many companies to keep their employees working, keep people from losing their homes, and continue to help make people thrive within our community. Without the possibilities of a bankruptcy I know many people who would have nothing and become unemployed. I also think it is a way for competition to stay alive outside in the business world. If every company folds and just  goes under without fighting for their company, well then there would only be a few of them around subtracting the amount of competition. I honestly feel these bankruptcy options actually help more than hurt the people and companies of business by allowing them a chance and a choice of financial redemption to their creditors. Employment and Labor Laws The Laws that I feel are the most effective for both parties of employees and companies are laws concerning Employment and Labor. Anything from wages and hours to plant closing and layoff are covered under these laws. These are the main ways to protect ourselves while under employment. These laws are designed to keep us safe as well as keep us in line and protect our best interest as an employee. There are many laws under this topic so I am going to choose only one that specifically talks about the unification of employees and employers in the workplace and its safety and health issues. It may seem like nothing to many people but there are a lot of harmful elements in the work place that sometimes an employer isn’t necessarily aware of. However, the rules and regulations on this topic are under the direct supervision of the Occupational Safety and Health Administration (OSHA). Safety and health conditions in most private industries are regulated by OSHA or OSHA-approved state programs, which also cover public sector employers. Employers covered by the OSH Act must comply with the regulations and the safety and health standards promulgated by OSHA. Employers also have a general duty under the OSH Act to provide their employees with work and a workplace free from recognized, serious hazards. OSHA enforces the Act through workplace inspections and investigations. Compliance assistance and other cooperative programs are also available. (United States Department of Labor, 2014) There are other laws that coincide with the damaged that can be caused and deemed harmful for employees such as worker’s compensation laws, but let us focus on what OSHA really means to employees. These people from OSHA plainly keep things clean and nontoxic for us to maintain optimal levels in the workplace without the fear of being harmed any way chemically or environmentally. Their rules and regulations keep us safe. Consider the alternative of us not having OSHA regulations. It could potentially be disastrous in many ways, by chemical ingestion, harmful inhalants, tampered scientific analysis, the possibilities are endless. Many  people could be harmed, live could be altered and ruined, and therefore this is one of the most important factors of why there are laws written for health concern in the workplace. Without rules and regulations we have no standards. Standards are how we manage to keep order and continue growth not only in the business world but also on the outside world. Everything has rules and everyone has regulations. The world needs guidelines to create order and be able to maintain and mange it to prosper in ways profitable, and non for profit. These are just a few reasons why I feel it is very important for the United States to set laws and regulations to further fair, balanced, and competitive practices. With these in place and other regulations, I can certainly say that I feel safer for growth and more determined in the work place to get my job done as efficiently as possible so I may be as effective as these laws. References http://www2.epa.gov/laws-regulations/summary-clean-air-act; retrieved 03/21/2014 Last updated on January 19, 2014; United States Environmental Protection Agency 42 U.S.C.  §7401 et seq. (1970) http://www2.epa.gov/laws-regulations/summary-clean-water-act; retrieved 03/21/2014 Last updated on January 19th, 2014; United States Environment Protection Agency 33 U.S.C.  §1251 et seq. (1972) Business in Action Sixth Edition By Courtland L. Bovee` and John Thill Copyright 2013, 2011, 2008, 2006, 2004 by Pearson Education, Inc. Upper Saddle River, New Jersey 07458 http://www.dol.gov/opa/aboutdol/lawsprog.htm; retrieved on 03/21/2014 U.S. Department of Labor | Frances Perkins Building, 200 Constitution Ave., NW, Washington, DC 20210 www.dol.gov | Telephone: 1-866-4-USA-DOL (1-866-487-2365)

Saturday, November 9, 2019

Speech About Premarital Pregnancy

Assalamu’alaikum wr. Wb Good day Ladies and Gentleman Pregnancy is a desire of every woman. Do you agree? Why is pregnancy important? Is family support also important? How’s the impact to economics life? Every family wants children in their life. It’s natural and a biological thing. Every pregnancy needs process. Knowledge about pregnancy is important to make us understand the process better. These days, there are so many cases about premarital pregnancy. In Indonesia, the number of this case is getting high in every year, especially for adolescent group. So today, I will tell you about what factors causing the premarital pregnancy.What’s premarital pregnancy in bahasa? There are so many factors causing premarital pregnancy. Can you mention it one by one? What is your reason? Okay, I will tell you. We can see it from the social aspect, health aspect, and also from the technological aspect. The first is from social aspect. Social aspect includes social inte raction with family, friends, and society. From those social interactions, interaction with family is the most important thing. From this interaction, morality of everyone is formed. Beside that, interaction social between friends and society are also very important.If we can’t interact with people in a good way, it establishes a negative behavior. The second is health aspect. Everyone wants a healthy life. There are so many people who fall to premarital pregnancy due to lack of health, both physical and spiritual. Both of those things, affect to our psychological condition. If we can’t take care of our health, it’s not possible for our mental becomes weak. Deviant behavior then arises from this incident. Free sex, for example. The last is technological aspect. Tehcnology changes our lifestyles. Many people don’t care about their surroundings which caused by technology.In Indonesia itself, technological developments is moving too fast. But it doesnâ€℠¢t counterbalanced by the improved quality of human resources. The government should make a wisdom about this technological developments. If they don’t, morality of the nation will be damaged, which causes the deviant behavior. In conclusion, pregnancy requires a clear process. This one is very important to avoid ourself from the premarital pregnancy. Because of that, we need to do the social interaction in a good way with our family, friends and also society. Beside that, we should take care of our health, both physical and spiritual. Speech About Premarital Pregnancy Assalamu’alaikum wr. Wb Good day Ladies and Gentleman Pregnancy is a desire of every woman. Do you agree? Why is pregnancy important? Is family support also important? How’s the impact to economics life? Every family wants children in their life. It’s natural and a biological thing. Every pregnancy needs process. Knowledge about pregnancy is important to make us understand the process better. These days, there are so many cases about premarital pregnancy. In Indonesia, the number of this case is getting high in every year, especially for adolescent group. So today, I will tell you about what factors causing the premarital pregnancy.What’s premarital pregnancy in bahasa? There are so many factors causing premarital pregnancy. Can you mention it one by one? What is your reason? Okay, I will tell you. We can see it from the social aspect, health aspect, and also from the technological aspect. The first is from social aspect. Social aspect includes social inte raction with family, friends, and society. From those social interactions, interaction with family is the most important thing. From this interaction, morality of everyone is formed. Beside that, interaction social between friends and society are also very important.If we can’t interact with people in a good way, it establishes a negative behavior. The second is health aspect. Everyone wants a healthy life. There are so many people who fall to premarital pregnancy due to lack of health, both physical and spiritual. Both of those things, affect to our psychological condition. If we can’t take care of our health, it’s not possible for our mental becomes weak. Deviant behavior then arises from this incident. Free sex, for example. The last is technological aspect. Tehcnology changes our lifestyles. Many people don’t care about their surroundings which caused by technology.In Indonesia itself, technological developments is moving too fast. But it doesnâ€℠¢t counterbalanced by the improved quality of human resources. The government should make a wisdom about this technological developments. If they don’t, morality of the nation will be damaged, which causes the deviant behavior. In conclusion, pregnancy requires a clear process. This one is very important to avoid ourself from the premarital pregnancy. Because of that, we need to do the social interaction in a good way with our family, friends and also society. Beside that, we should take care of our health, both physical and spiritual.

Thursday, November 7, 2019

Acacia Tree Essays

Acacia Tree Essays Acacia Tree Essay Acacia Tree Essay Acacia Tree in Thailand Acacia sprigs were planted by the Hebrew people at the head of a grave for 2 purposes: 1. To mark the location of the grave. 2. To show their belief in immortality. Immortality: Both the Hebrews and the Egyptians believed that because of its hardness, durability and evergreen nature, that this tree was a symbol of both innocence and immortality. Shittim: In the Bible, it is called â€Å"shittim†. Chosen above all others, shittim was the wood which God commanded Moses to use to create the Ark of the Covenant into which Moses placed the 2 stone tablets upon which The 10 Commandments were carved. Ark of the Covenant: The entire chapter of Exodus 37 is devoted to the creation of the Ark of the Covenant. The Ark was first constructed of shittim wood and then overlaid with gold before being placed into the Holy of Holies (Sanctum Sanctorum) in Solomons Temple. Hardwood: The wood is a beautiful hardwood with dark and light coloring. Due to this intermingled coloring, furniture and flooring made from its wood is both very durable, as well as exceptionally beautiful. The tree is a thorny, and many times multi stemmed tree or bush which many would call a scrub tree because it never grows large and tall like an oak, walnut or many other hardwood trees. Depending on the species, the seeds grow into either trees or shrubs, which are hardy in many climates, but they are not long-lived trees. Their typical lifespan is between 30 to 40 years. Deep Roots: In order for it to survive in very dry, arid lands such as parts of Israel, Iran, Iraq, Australia, Africa, etc. , it has very deep roots from which to absorb more water in arid lands. Some species have roots which are 40-60 meters (approximately 120-180 feet deep). Genus: The genus Acacia belongs to the family Mimosaceae and is related to both the Locust and the Mimosa trees. There are approximately 1350 species of Acacia found throughout the world and close to 1000 of these are found in Australia. Varieties: Different varieties are common in many countries such as Australia, Africa, Madagascar, throughout Asia, Israel, Iran, Iraq, South America, southern parts of the United States as well as in the Pacific. They are found in a wide range of differing habitats from coastal, wet and tropical to sub-alpine (just below treeline), but are most prevalent in the arid and semi-arid areas.

Tuesday, November 5, 2019

Budget Cuts and Teacher Planning Time

Budget Cuts and Teacher Planning Time Teacher planning and preparation is a key part of effective teaching. However, this is an area that often faces cuts when dealing with issues like increasing the number of periods in a day, reducing the number of days each week that students come to school, or putting schools on double schedules. It almost appears that there is a lack of concern over the importance of planning time. In school districts across the nation, many teachers already get too little time to accomplish too many tasks before any cuts are made. Educational policy makers fail to see why more than a few minutes of before-class preparation is necessary. The general lack of concern for teacher preparation time is probably due to misconceptions about what goes on during class and planning periods. Educational policy makers, who were in high school 20-30 years ago, remember a classroom that no longer existsone with students quietly reading while the English teacher grades essays and one with students checking each others math papers while abiding by the honor system. A Teachers Changing Role Today, instruction is more active with increased focus on problem solving and teamwork. The teachers role has transformed into one of facilitating learning as opposed to presenting knowledge. Further, teachers are no longer able to grade papers while students read textbooks. In some school districts, teachers can no longer allow students to check each others papers due to parents complaints. In addition, because so many of todays students are unwilling to work without getting credit, the number of papers per student has increased dramatically. Thus, papers that were once graded during class now proliferate into rapidly growing piles which must be dealt with after class. The amount of work to be graded is also impacted by class size. Given a teaching load of five classes of 35 students, a one-hour writing assignment requires almost nine hours of grading if the teacher averages three minutes each. Even grading assignments that take only one minute may be difficult to manage since just under 3 hours would be needed to grade one per student, and other tasks must also be accomplished during the planning period. Another likely cause of widespread disregard for planning time is that the teachers planning activities vary from day to day making it difficult to explain what they do, and why the time is insufficient. To clarify this point, I have provided five unremarkable planning period examples. What the Sample Planning Periods Show These real life examples show that a large percentage of the teachers preparation time is dedicated to paperwork and conferencing. During the sample week of planning activities, it would be impossible to grade even one class set of essays during the allotted planning time. Thus, a teacher who gives writing assignments to five classes of 35 students and who works efficiently during her five 60 minute planning periods, will be unable to give timely feedback to students unless a substantial amount of work is brought home. Teachers have traditionally been expected to bring work home because the job cannot be done any other way. In fact, early in U. S. history, teachers were not allowed to marry because of the time their families would require. But nowadays, teachers do marry, and they do have children. Because many teachers also have second jobs, they no longer have the option of working an extra 20 to 30 hours grading papers. Negative Effects of Reducing Planning Time By scheduling too little planning time, policy makers cause students to receive fewer writing assignments and more machine graded tests. Although several effective teaching strategies have evolved that decrease the paper load, such as peer evaluation with rubrics and cooperative learning, students must eventually get teachers feedback. Of necessity, many teachers lesson plans are made with primary consideration given to how much grading the assignment will require. For this reason, insufficient planning time makes attaining higher standards less likely and deprives students of a quality education.

Sunday, November 3, 2019

Marketing Essay Example | Topics and Well Written Essays - 2000 words - 17

Marketing - Essay Example This paper presents an insightful investigation of the effectiveness and contribution of advertising towards the success of a company’s sales. It manifests if at all the advertisement expenditures, exclusively lead to the sales elevation; or these efforts need to be blended with other suitable marketing activities so as to derive much better outcomes. It indicates the impact of advertising on company’s sales margin, while establishing facts from the theoretical material and draws out the potency of marketing activities in combination with proper advertisement towards the achievement of sales and profit targets. The effectiveness of advertising in precipitating a company’s sales success in relation to the other elements of marketing strategies happen to be matter of serious concern in today’s business domain. Corporations tend to squander millions on advertising along with other marketing activities in an anticipation to enhance their sales and profitability. If advertising alone can lead to the company to improved sales, new customer attainment and existing customer retention successfully, then it could subsequently save a lot of company’s funds and efforts exerted in conducting other marketing activities. Aaker (1991) states that the purpose of advertising is to distinguish a company’s product from others in the market hence establishing the product’s brand equity. The author signifies the concept of advertising with product differentiation and establishment of brand equity. Merino Srinivasan and Srivastava, (2006, p12) confirm this point as, â€Å"high brand equity firm may be able to differentiate themselves effectively in competitive environments, achieving both high prices and high customer loyalty increasing and stabilizing its sales revenues and profits†. Here also, high brand equity and product differentiation has